/* ===== RESET & BASE ===== */
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;background:#fff;color:#1a1a1a;font-size:14px;line-height:1.5}
a{text-decoration:none;color:inherit}
button{font-family:inherit;cursor:pointer}
input,select,textarea{font-family:inherit}

/* ===== URGENCY BAR ===== */
.urgency-bar{background:#0a1628;color:#fff;text-align:center;padding:9px 20px;font-size:12px;display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap;line-height:1.4}
.urgency-icon{font-size:13px;color:#f59e0b}
.urgency-bar strong{color:#f59e0b}
.urgency-link{color:#4da6ff;font-weight:700;white-space:nowrap;text-decoration:underline}
.urgency-link:hover{color:#fff}

/* ===== NAV ===== */
.nav{height:64px;background:#fff;border-bottom:1px solid #e8e8e8;display:flex;align-items:center;padding:0 28px;gap:0;position:sticky;top:0;z-index:100;box-shadow:0 1px 0 #e8e8e8}
.nav-logo{font-size:22px;font-weight:900;color:#006aff;letter-spacing:-0.5px;white-space:nowrap;cursor:pointer;flex-shrink:0}
.nav-search{max-width:320px;background:#f5f5f5;border-radius:24px;padding:8px 14px;display:flex;align-items:center;gap:8px;border:1px solid #ebebeb}
.nav-search input{border:none;background:transparent;outline:none;font-size:13px;flex:1;color:#333}
.nav-search input::placeholder{color:#bbb}
.nav-links{display:flex;gap:2px}
.nav-left{display:flex;gap:2px;flex:1;justify-content:flex-end;padding-right:16px}
.nav-link{padding:7px 12px;border-radius:7px;font-size:13px;color:#444;cursor:pointer;border:none;background:none;font-weight:500;transition:background 0.1s}
.nav-link:hover,.nav-link.active{background:#f0f0f0;color:#111}
.nav-space{flex:1}
.nav-right{display:flex;align-items:center;gap:4px;flex:1;padding-left:16px}
.nav-cta{background:#006aff;color:#fff;border:none;padding:9px 20px;border-radius:24px;font-size:13px;font-weight:700;margin-left:8px;white-space:nowrap;transition:background 0.15s;cursor:pointer}
.nav-cta:hover{background:#0055cc}

/* ===== HERO ===== */
.hero{position:relative;height:600px;display:flex;align-items:center;justify-content:center;overflow:hidden}
.hero-bg{position:absolute;inset:0;background-image:url('images/hero-bg.jpg');background-size:cover;background-position:center 40%}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(160deg,rgba(0,8,20,0.76),rgba(0,15,35,0.66))}
.hero-content{position:relative;text-align:center;padding:0 20px;max-width:700px}
.hero-badge{display:inline-block;background:rgba(255,255,255,0.15);border:1px solid rgba(255,255,255,0.3);color:#fff;padding:5px 14px;border-radius:20px;font-size:11px;font-weight:600;margin-bottom:18px;letter-spacing:0.5px}
.hero h1{font-size:44px;font-weight:900;color:#fff;line-height:1.1;margin-bottom:24px;letter-spacing:-1.5px}
.hero h1 em{color:#4da6ff;font-style:normal}
.hero-sub{font-size:15px;color:rgba(255,255,255,0.78);margin-bottom:28px;line-height:1.6;max-width:500px;margin-left:auto;margin-right:auto}
.search-box{background:#fff;border-radius:14px;padding:6px 6px 6px 18px;display:flex;align-items:center;gap:8px;box-shadow:0 8px 40px rgba(0,0,0,0.35);max-width:620px;margin:24px auto 0}
.search-box input{flex:1;border:none;outline:none;font-size:14px;color:#222;background:transparent}
.search-box input::placeholder{color:#aaa}
.sb-divider{width:1px;height:22px;background:#e8e8e8;flex-shrink:0}
.sb-select{border:none;outline:none;font-size:13px;color:#555;background:transparent;padding:0 8px}
.sb-btn{background:#006aff;color:#fff;border:none;padding:12px 24px;border-radius:10px;font-size:14px;font-weight:700;white-space:nowrap;transition:background 0.15s}
.sb-btn:hover{background:#0055cc}

/* ===== STATS ===== */
.stats-section{background:#fff;padding:40px 28px;border-bottom:1px solid #f0f0f0}
.stats-label{font-size:10px;font-weight:700;color:#aaa;letter-spacing:2px;text-align:center;margin-bottom:20px}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#f0f0f0;border-radius:12px;overflow:hidden;max-width:900px;margin:0 auto}
.stat-item{background:#fff;padding:24px 16px;text-align:center}
.stat-num{font-size:30px;font-weight:900;color:#1a1a1a;letter-spacing:-1px;margin-bottom:6px}
.stat-lbl{font-size:12px;color:#767676;line-height:1.4}
.stat-sub{font-size:11px;color:#006aff;font-weight:600;margin-top:4px}

/* ===== FUND GRID SECTIONS ===== */
.fund-section{padding:44px 0 40px;border-bottom:1px solid #f0f0f0;background:#fff}
.fund-section.gray{background:#fafafa}
.fund-section-inner{max-width:1400px;margin:0 auto;padding:0 40px}
.fund-section-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:24px}
.fund-section-header h2{font-size:22px;font-weight:800;color:#1a1a1a;letter-spacing:-0.3px}
.fund-section-header p{font-size:13px;color:#767676;margin-top:3px}
.fund-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}

/* ===== SCROLL SECTIONS ===== */
.scroll-section{padding:16px 0 12px;background:#fff}
.scroll-section.gray{background:#fff}
.scroll-inner{max-width:1336px;margin:0 auto;padding:0 28px;overflow:hidden}
.scroll-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;gap:16px}
.scroll-header h2{font-size:22px;font-weight:800;color:#1a1a1a;letter-spacing:-0.3px}
.scroll-header p{font-size:13px;color:#767676;margin-top:3px}
.scroll-arrows{display:flex;gap:8px;flex-shrink:0}
.scroll-arrow{width:44px;height:44px;border-radius:50%;border:1.5px solid #ccc;background:#fff;display:flex;align-items:center;justify-content:center;font-size:24px;color:#555;line-height:1;transition:all 0.15s;cursor:pointer;box-shadow:0 2px 6px rgba(0,0,0,0.08)}
.scroll-arrow:hover{border-color:#006aff;color:#006aff}
.scroll-track{display:flex;gap:12px;overflow-x:auto;padding-bottom:10px;scroll-behavior:smooth;-ms-overflow-style:none;scrollbar-width:none}
.scroll-track::-webkit-scrollbar{display:none}

/* ===== FUND CARDS ===== */
.fund-card{flex:0 0 311px;min-width:311px;border:1px solid #e8e8e8;border-radius:8px;overflow:hidden;cursor:pointer;background:#fff;transition:all 0.2s ease;box-shadow:0 2px 8px rgba(0,0,0,0.12)}
.fund-card:hover{box-shadow:0 4px 16px rgba(0,0,0,0.18);transform:translateY(-2px)}
.fc,.fitem,.listing-card,.card{box-shadow:0 2px 8px rgba(0,0,0,0.12);border-radius:8px;transition:all 0.2s ease}
.fc:hover,.fitem:hover,.listing-card:hover,.card:hover{box-shadow:0 4px 16px rgba(0,0,0,0.18);transform:translateY(-2px)}
.fc-image{height:190px;position:relative;display:flex;align-items:center;justify-content:center;overflow:hidden}
.fc-rank{position:absolute;top:10px;left:10px;background:rgba(0,0,0,0.6);color:#fff;border-radius:6px;padding:3px 9px;font-size:11px;font-weight:700}
.fc-rank.top{background:#006aff}
.fc-score{position:absolute;top:10px;right:10px;padding:3px 9px;border-radius:6px;font-size:11px;font-weight:700}
.score-green{background:#d1fae5;color:#065f46}
.score-amber{background:#fef3c7;color:#92400e}
.fc-num{font-size:72px;font-weight:900;color:rgba(255,255,255,0.07)}
.fc-body{padding:16px 18px}
.fc-irr{font-size:24px;font-weight:800;color:#1a1a1a;margin-bottom:4px}
.fc-irr small{font-size:12px;color:#aaa;font-weight:400}
.fc-name{font-size:14px;font-weight:700;color:#333;margin-bottom:3px}
.fc-market{font-size:12px;color:#888;margin-bottom:8px}
.fc-meta{display:flex;align-items:center;gap:6px;font-size:10px;color:#666;flex-wrap:wrap}
.fc-meta strong{color:#333}
.fc-meta-divider{color:#ddd;font-size:12px;line-height:1}

/* ===== ACTION CARDS ===== */
.action-section{background:#f5f5f5;padding:52px 28px}
.action-section h2{font-size:22px;font-weight:900;color:#1a1a1a;text-align:center;margin-bottom:6px;letter-spacing:-0.3px}
.action-sub{font-size:13px;color:#767676;text-align:center;margin-bottom:28px}
.action-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1400px;margin:0 auto;padding:0 40px}
.action-card{background:#fff;border-radius:20px;padding:40px 32px;text-align:center;border:1px solid #e8e8e8;box-shadow:0 8px 32px rgba(0,0,0,0.09)}
.action-icon{margin:0 auto 22px;display:flex;align-items:center;justify-content:center}
.action-card h3{font-size:22px;font-weight:800;color:#111;margin-bottom:10px}
.action-card p{font-size:14px;color:#1a1a1a;line-height:1.7;margin-bottom:22px}
.action-btn{display:inline-block;padding:11px 28px;border:1.5px solid #006aff;border-radius:9px;font-size:14px;font-weight:700;color:#006aff;background:transparent;transition:all 0.15s}
.action-btn:hover{background:#006aff;color:#fff}
.action-note{font-size:11px;color:#aaa;margin-top:8px}

/* ===== MARKET TILES ===== */
.market-section{padding:52px 28px;background:#fff;border-top:1px solid #f0f0f0}
.market-section-inner{max-width:1400px;margin:0 auto;padding:0 40px}
.market-section h2{font-size:22px;font-weight:900;color:#1a1a1a;margin-bottom:6px;letter-spacing:-0.3px}
.market-section p{font-size:13px;color:#767676;margin-bottom:22px}
.market-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.market-tile{border-radius:14px;height:116px;display:flex;flex-direction:column;justify-content:flex-end;padding:14px 16px;cursor:pointer;transition:transform 0.2s;position:relative;overflow:hidden}
.market-tile:hover{transform:scale(1.03)}
.market-tile h4{font-size:14px;font-weight:800;color:#fff;position:relative}
.market-tile p{font-size:11px;color:rgba(255,255,255,0.7);position:relative}

/* ===== CTA BANNER ===== */
.cta-section{background:#0a1628;padding:56px 28px;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;inset:0;background-image:repeating-linear-gradient(0deg,transparent,transparent 40px,rgba(255,255,255,0.02) 40px,rgba(255,255,255,0.02) 41px),repeating-linear-gradient(90deg,transparent,transparent 40px,rgba(255,255,255,0.02) 40px,rgba(255,255,255,0.02) 41px)}
.cta-section h2{font-size:28px;font-weight:900;color:#fff;margin-bottom:10px;letter-spacing:-0.5px;position:relative}
.cta-section p{font-size:14px;color:rgba(255,255,255,0.65);margin-bottom:24px;line-height:1.6;max-width:460px;margin-left:auto;margin-right:auto;position:relative}
.cta-btn{background:#fff;color:#0a1628;border:none;padding:14px 32px;border-radius:12px;font-size:15px;font-weight:800;position:relative;transition:background 0.15s}
.cta-btn:hover{background:#f0f0f0}

/* ===== FOOTER ===== */
.footer{background:#fff;border-top:1px solid #e8e8e8}
.footer-nav{padding:20px 28px;border-bottom:1px solid #e8e8e8;display:flex;justify-content:center;flex-wrap:wrap}
.footer-nav-item{padding:0 20px;border-right:1px solid #e8e8e8;font-size:13px;font-weight:600;color:#333;cursor:pointer;display:flex;align-items:center;gap:6px}
.footer-nav-item:last-child{border-right:none}
.footer-nav-item::after{content:'';display:inline-block;width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:4px solid #888}
.footer-links{padding:14px 28px;border-bottom:1px solid #f0f0f0;display:flex;flex-wrap:wrap;justify-content:center;gap:5px 20px}
.footer-link{font-size:12px;color:#444;cursor:pointer;transition:color 0.1s}
.footer-link:hover{text-decoration:underline;color:#006aff}
.footer-bottom{padding:12px 28px;display:flex;flex-wrap:wrap;justify-content:center;gap:5px 18px}
.footer-bottom-link{font-size:11px;color:#aaa;cursor:pointer}
.footer-bottom-link:hover{color:#006aff}
.footer-bottom-link.blue{color:#006aff}
.footer-copy{font-size:11px;color:#ccc;text-align:center;padding:8px 28px 20px;line-height:1.6;max-width:900px;margin:0 auto}

/* ===== ZILLOW SPLIT LAYOUT (funds page) ===== */
.zillow-layout{display:grid;grid-template-columns:1fr 420px;height:calc(100vh - 64px);overflow:hidden}
.map-panel{background:#dce8f0;position:relative;overflow:hidden}
.map-bg{position:absolute;inset:0;background:linear-gradient(160deg,#c8d8e8,#d4e4cc)}
.map-grid-overlay{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,0.5) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,0.5) 1px,transparent 1px);background-size:40px 40px}
.map-pin{position:absolute;transform:translate(-50%,-100%);cursor:pointer;z-index:10}
.pin-tag{background:#006aff;color:#fff;padding:4px 9px;border-radius:7px;font-size:11px;font-weight:700;white-space:nowrap;box-shadow:0 2px 8px rgba(0,106,255,0.4);transition:transform 0.15s}
.pin-tag:hover{transform:scale(1.1)}
.pin-tag.gold{background:#FF8F00}
.pin-tag.green{background:#2e7d32}
.pin-arrow{width:0;height:0;border-left:6px solid transparent;border-right:6px solid transparent;border-top:7px solid #006aff;margin:0 auto}
.pin-arrow.gold{border-top-color:#FF8F00}
.pin-arrow.green{border-top-color:#2e7d32}
.map-info-box{position:absolute;top:12px;left:12px;background:#fff;border-radius:9px;padding:9px 12px;font-size:11px;color:#444;box-shadow:0 2px 12px rgba(0,0,0,0.1);line-height:1.5}
.map-info-box strong{color:#1a1a1a;display:block;font-size:12px;margin-bottom:2px}
.map-controls{position:absolute;bottom:16px;right:14px;display:flex;flex-direction:column;gap:4px}
.map-ctrl-btn{width:32px;height:32px;background:#fff;border:1px solid #ddd;border-radius:7px;font-size:18px;font-weight:700;color:#444;display:flex;align-items:center;justify-content:center;box-shadow:0 1px 6px rgba(0,0,0,0.1)}
.map-ctrl-btn:hover{border-color:#006aff;color:#006aff}

/* LISTINGS PANEL */
.listings-panel{background:#fff;overflow-y:auto;display:flex;flex-direction:column}
.listings-header{padding:14px 16px 10px;border-bottom:1px solid #f0f0f0;position:sticky;top:0;background:#fff;z-index:20}
.listings-count{font-size:14px;font-weight:700;color:#1a1a1a;margin-bottom:9px}
.filter-chips{display:flex;gap:6px;flex-wrap:wrap}
.chip{padding:6px 12px;border:1.5px solid #ddd;border-radius:20px;font-size:12px;color:#444;font-weight:500;background:#fff;transition:all 0.15s}
.chip:hover{border-color:#006aff;color:#006aff}
.chip.active{background:#006aff;color:#fff;border-color:#006aff}

/* UNLOCK STRIP */
.unlock-strip{background:#0a1628;padding:14px 16px}
.unlock-text{font-size:12px;color:#fff;margin-bottom:10px;line-height:1.5}
.unlock-text strong{color:#4da6ff}
.unlock-form{display:flex;gap:6px;flex-wrap:wrap}
.unlock-input{flex:1;min-width:90px;padding:7px 10px;border-radius:7px;border:1px solid rgba(255,255,255,0.2);background:rgba(255,255,255,0.08);color:#fff;font-size:12px}
.unlock-input::placeholder{color:rgba(255,255,255,0.4)}
.unlock-input option{color:#333;background:#fff}
.unlock-btn{background:#006aff;color:#fff;border:none;padding:7px 14px;border-radius:7px;font-size:12px;font-weight:700;white-space:nowrap;transition:background 0.15s}
.unlock-btn:hover{background:#0055cc}

.loading-bar{display:none;padding:20px 16px;text-align:center}
.spinner{width:24px;height:24px;border:2.5px solid #006aff;border-top-color:transparent;border-radius:50%;animation:spin 0.7s linear infinite;margin:0 auto 8px}
@keyframes spin{to{transform:rotate(360deg)}}
.loading-bar p{font-size:12px;color:#666;font-weight:500}

.success-bar{display:none;background:#d1fae5;padding:12px 16px;text-align:center;font-size:12px;color:#065f46;font-weight:600;border-bottom:1px solid #a7f3d0}

/* FUND LIST ITEMS */
.fund-item{padding:14px 16px;border-bottom:1px solid #f5f5f5;cursor:pointer;display:flex;gap:12px;align-items:flex-start;transition:all 0.2s ease;box-shadow:0 2px 8px rgba(0,0,0,0.12);border-radius:8px}
.fund-item:hover{background:#fafbff;box-shadow:0 4px 16px rgba(0,0,0,0.18);transform:translateY(-2px)}
.fund-item.locked .fund-item-data{filter:blur(5px);pointer-events:none;user-select:none}
.fund-thumb{width:80px;height:64px;border-radius:10px;flex-shrink:0;position:relative;display:flex;align-items:center;justify-content:center;overflow:hidden}
.thumb-rank{position:absolute;top:5px;left:5px;background:rgba(0,0,0,0.65);color:#fff;border-radius:4px;padding:2px 5px;font-size:9px;font-weight:700;z-index:3}
.thumb-num{font-size:24px;font-weight:900;color:rgba(255,255,255,0.08)}
.thumb-shimmer{position:absolute;inset:0;background:linear-gradient(90deg,transparent,rgba(0,106,255,0.25),transparent);animation:shim 1.8s infinite;border-radius:10px}
@keyframes shim{0%{transform:translateX(-100%)}100%{transform:translateX(100%)}}
.thumb-lock{position:absolute;inset:0;background:rgba(255,255,255,0.88);display:flex;flex-direction:column;align-items:center;justify-content:center;border-radius:10px;z-index:4}
.thumb-lock span{font-size:8px;color:#999;margin-top:3px;font-weight:600}
.fund-item-data{flex:1;min-width:0}
.fund-item-irr{font-size:16px;font-weight:800;color:#1a1a1a;margin-bottom:2px}
.fund-item-irr span{font-size:11px;color:#aaa;font-weight:400}
.fund-item-name{font-size:13px;font-weight:700;color:#222;margin-bottom:2px}
.fund-item-market{font-size:11px;color:#888;margin-bottom:5px}
.fund-item-meta{display:flex;gap:10px;font-size:10px;color:#666;flex-wrap:wrap;margin-bottom:5px}
.fund-item-meta strong{color:#333}
.fund-score-pill{display:inline-block;padding:2px 8px;border-radius:10px;font-size:10px;font-weight:600}

/* ===== ABOUT PAGE ===== */
.about-hero-section{padding:48px 28px 0;max-width:700px;margin:0 auto}
.about-hero-section h1{font-size:32px;font-weight:900;color:#1a1a1a;line-height:1.15;margin-bottom:16px;letter-spacing:-0.5px}
.about-hero-section p{font-size:14px;color:#444;line-height:1.8;margin-bottom:10px}
.about-link{color:#006aff;font-weight:600;text-decoration:underline}

.fast-facts-section{padding:36px 28px;border-top:1px solid #e8e8e8;border-bottom:1px solid #e8e8e8;margin-top:32px}
.fast-facts-inner{max-width:700px;margin:0 auto}
.ff-label{font-size:15px;font-weight:900;color:#1a1a1a;margin-bottom:4px}
.ff-divider{width:100%;height:1px;background:#e8e8e8;margin:10px 0 24px}
.ff-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.ff-item{padding:8px 20px;border-right:1px solid #e8e8e8;text-align:center}
.ff-item:last-child{border-right:none}
.ff-num{font-size:36px;font-weight:900;color:#006aff;line-height:1;margin-bottom:8px;letter-spacing:-1px}
.ff-desc{font-size:12px;color:#444;line-height:1.5;max-width:130px;margin:0 auto}
.ff-src{font-size:10px;color:#aaa;margin-top:6px}

.about-body-section{padding:32px 28px}
.about-body-inner{max-width:700px;margin:0 auto}
.about-body-inner p{font-size:14px;color:#444;line-height:1.8;margin-bottom:16px}
.about-body-inner strong{color:#1a1a1a;font-weight:700}

.about-features{border-top:1px solid #e8e8e8}
.about-feat-row{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid #e8e8e8;max-width:100%}
.about-feat-row.reverse{direction:rtl}
.about-feat-row.reverse>*{direction:ltr}
.af-text{padding:36px 28px}
.af-text h3{font-size:20px;font-weight:900;color:#1a1a1a;margin-bottom:12px;line-height:1.2;letter-spacing:-0.3px}
.af-text p{font-size:13px;color:#767676;line-height:1.8;margin-bottom:14px}
.af-link{font-size:13px;font-weight:700;color:#006aff}
.af-stats{background:#f9f9f9;border-left:1px solid #e8e8e8;padding:28px 24px;display:flex;flex-direction:column;gap:10px;justify-content:center}
.about-feat-row.reverse .af-stats{border-left:none;border-right:1px solid #e8e8e8}
.af-stat-card{background:#fff;border-radius:8px;border:1px solid #e8e8e8;padding:12px 14px}
.af-stat-num{font-size:22px;font-weight:900;color:#1a1a1a;margin-bottom:3px;letter-spacing:-0.5px}
.af-stat-lbl{font-size:11px;color:#767676;line-height:1.4}
.af-timeline{background:#fff;border-radius:8px;border:1px solid #e8e8e8;padding:14px}
.af-tl-label{font-size:11px;font-weight:700;color:#1a1a1a;margin-bottom:10px;letter-spacing:0.5px}
.af-tl-item{display:flex;gap:10px;padding:7px 0;border-bottom:1px solid #f5f5f5}
.af-tl-item:last-child{border-bottom:none}
.af-tl-date{font-size:10px;font-weight:700;color:#1a1a1a;min-width:72px;flex-shrink:0}
.af-tl-text{font-size:11px;color:#767676;line-height:1.4}

.about-big-stats{padding:36px 28px;background:#f9f9f9;border-top:1px solid #e8e8e8;border-bottom:1px solid #e8e8e8}
.abs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;max-width:700px;margin:0 auto;text-align:center}
.abs-item{padding:12px 24px;border-right:1px solid #e8e8e8}
.abs-item:last-child{border-right:none}
.abs-num{font-size:28px;font-weight:900;color:#1a1a1a;margin-bottom:6px;letter-spacing:-0.5px}
.abs-lbl{font-size:12px;color:#767676;line-height:1.4}

.founder-section{padding:40px 28px;border-top:1px solid #e8e8e8}
.founder-inner{max-width:700px;margin:0 auto}
.founder-section h2{font-size:24px;font-weight:900;color:#1a1a1a;margin-bottom:14px;letter-spacing:-0.3px}
.founder-section p{font-size:13px;color:#444;line-height:1.8;margin-bottom:14px}
.founder-card{display:flex;gap:16px;align-items:flex-start;margin-top:22px;padding:18px;background:#f9f9f9;border-radius:10px;border:1px solid #e8e8e8}
.founder-photo{width:52px;height:52px;border-radius:50%;background:#e8f0ff;border:2px solid #006aff;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:900;color:#006aff;flex-shrink:0}
.founder-info h3{font-size:15px;font-weight:800;color:#1a1a1a;margin-bottom:3px}
.founder-title{font-size:11px;color:#767676;margin-bottom:6px;font-weight:500}
.founder-info p{font-size:12px;color:#767676;line-height:1.6;margin:0}

/* ===== LEARN PAGE ===== */
.learn-hero{padding:52px 28px 32px;text-align:center;border-bottom:1px solid #f0f0f0}
.learn-hero h1{font-size:32px;font-weight:900;color:#1a1a1a;margin-bottom:12px;letter-spacing:-0.5px}
.learn-hero p{font-size:14px;color:#767676;line-height:1.7;max-width:560px;margin:0 auto}

.learn-body{padding:40px 28px;max-width:960px;margin:0 auto}
.learn-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;margin-bottom:40px}
.learn-card{border:1px solid #e8e8e8;border-radius:14px;padding:20px;cursor:pointer;transition:all 0.2s}
.learn-card:hover{box-shadow:0 4px 16px rgba(0,0,0,0.08);border-color:#006aff}
.learn-cat{font-size:10px;font-weight:700;color:#FF8F00;letter-spacing:1.5px;margin-bottom:8px}
.learn-title{font-size:14px;font-weight:800;color:#1a1a1a;margin-bottom:8px;line-height:1.3}
.learn-desc{font-size:12px;color:#767676;line-height:1.6;margin-bottom:12px}
.learn-link{font-size:12px;font-weight:700;color:#006aff}

/* ===== CONTACT PAGE ===== */
.contact-hero{padding:48px 28px 32px;text-align:center;border-bottom:1px solid #f0f0f0}
.contact-hero h1{font-size:32px;font-weight:900;color:#1a1a1a;margin-bottom:10px;letter-spacing:-0.5px}
.contact-hero p{font-size:14px;color:#767676;line-height:1.6;max-width:480px;margin:0 auto}

.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:32px;padding:40px 28px;max-width:960px;margin:0 auto}
.contact-form-card{background:#fff;border:1px solid #e8e8e8;border-radius:14px;padding:28px}
.contact-form-card h2{font-size:18px;font-weight:800;color:#1a1a1a;margin-bottom:6px}
.contact-form-card p{font-size:13px;color:#767676;line-height:1.6;margin-bottom:20px}
.form-field{margin-bottom:14px}
.form-field label{display:block;font-size:12px;color:#444;margin-bottom:5px;font-weight:500}
.form-field input,.form-field select,.form-field textarea{width:100%;padding:10px 12px;border-radius:8px;border:1px solid #e0e0e0;font-size:13px;color:#333;outline:none;background:#fff;transition:border-color 0.15s}
.form-field input:focus,.form-field select:focus{border-color:#006aff}
.contact-submit-btn{width:100%;background:#006aff;color:#fff;border:none;padding:12px;border-radius:9px;font-size:14px;font-weight:700;margin-top:4px;transition:background 0.15s}
.contact-submit-btn:hover{background:#0055cc}
.form-trust{display:flex;flex-direction:column;gap:5px;margin-top:12px}
.form-trust span{font-size:11px;color:#aaa;display:flex;align-items:center;gap:6px}
.form-trust span::before{content:'';width:5px;height:5px;border-radius:50%;background:#006aff;flex-shrink:0}

.form-thank-you{background:#fff;border:1px solid #e8e8e8;border-radius:14px;padding:48px 28px;text-align:center}
.ty-icon{width:56px;height:56px;border-radius:50%;background:#d1fae5;display:flex;align-items:center;justify-content:center;font-size:24px;color:#065f46;margin:0 auto 16px;font-weight:700}
.form-thank-you h3{font-size:18px;font-weight:800;color:#1a1a1a;margin-bottom:8px}
.form-thank-you p{font-size:13px;color:#767676;line-height:1.6}

.contact-info-col{display:flex;flex-direction:column;gap:14px}
.contact-info-card{background:#f9f9f9;border-radius:10px;padding:16px;border:1px solid #e8e8e8}
.contact-info-card h4{font-size:13px;font-weight:700;color:#1a1a1a;margin-bottom:7px}
.contact-info-card p{font-size:12px;color:#767676;line-height:1.6}

/* ===== FOOTER DROPDOWN ===== */
.footer-nav-dropdown{position:relative}
.footer-nav-sub{display:none;position:absolute;bottom:100%;left:50%;transform:translateX(-50%);background:#fff;border:1px solid #e8e8e8;border-radius:8px;padding:4px 0;min-width:160px;box-shadow:0 4px 12px rgba(0,0,0,0.1);z-index:200;margin-bottom:4px}
.footer-nav-dropdown:hover .footer-nav-sub{display:block}
.footer-nav-sub-item{display:block;padding:7px 14px;font-size:12px;color:#444;white-space:nowrap;transition:color 0.1s}
.footer-nav-sub-item:hover{color:#006aff}


/* ===== HOW IT WORKS PAGE ===== */
.hiw-hero{padding:52px 28px 40px;text-align:center;border-bottom:1px solid #f0f0f0}
.hiw-hero h1{font-size:32px;font-weight:900;color:#1a1a1a;margin-bottom:12px;letter-spacing:-0.5px;line-height:1.15;max-width:700px;margin-left:auto;margin-right:auto}
.hiw-hero p{font-size:14px;color:#767676;line-height:1.7;max-width:560px;margin:0 auto}
.hiw-body{padding:40px 28px;max-width:960px;margin:0 auto}
.hiw-steps{display:flex;flex-direction:column;gap:0;margin-bottom:48px}
.hiw-step{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:36px 0;border-bottom:1px solid #f0f0f0;align-items:start}
.hiw-step:last-child{border-bottom:none}
.step-num-badge{width:40px;height:40px;border-radius:50%;background:#006aff;color:#fff;font-size:16px;font-weight:900;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.hiw-step-left h3{font-size:18px;font-weight:800;color:#1a1a1a;margin-bottom:10px;letter-spacing:-0.3px}
.hiw-step-left p{font-size:13px;color:#555;line-height:1.75}
.step-stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.step-stat{background:#f9f9f9;border-radius:10px;padding:16px;border-top:2px solid #e8e8e8}
.step-stat-num{font-size:26px;font-weight:900;color:#1a1a1a;margin-bottom:4px;letter-spacing:-0.5px}
.step-stat-lbl{font-size:11px;color:#767676;line-height:1.4}
.comparison-table-wrap{margin-bottom:48px}
.comparison-table-wrap h3{font-size:18px;font-weight:800;color:#1a1a1a;margin-bottom:16px;letter-spacing:-0.3px}
.comp-table{width:100%;border-collapse:collapse;border:1px solid #e8e8e8}
.comp-table thead{background:#f5f8ff}
.comp-table th{padding:12px 16px;text-align:left;font-size:12px;font-weight:700;color:#444;border-bottom:1px solid #e8e8e8}
.comp-table td{padding:12px 16px;font-size:13px;color:#333;border-bottom:1px solid #f0f0f0}
.comp-table tr:last-child td{border-bottom:none}
.comp-table tr:nth-child(even) td{background:#fafafa}
.qualify-section{margin-bottom:48px}
.qualify-section h3{font-size:18px;font-weight:800;color:#1a1a1a;margin-bottom:16px;letter-spacing:-0.3px}
.qualify-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.qualify-card{background:#f9f9f9;border-radius:10px;padding:22px;border:1px solid #e8e8e8}
.qualify-card h4{font-size:13px;font-weight:800;color:#1a1a1a;margin-bottom:12px}
.qualify-card ul{padding-left:18px;display:flex;flex-direction:column;gap:6px}
.qualify-card li{font-size:12px;color:#555;line-height:1.5}
.hiw-urgency{background:#f5f5f5;border-radius:14px;padding:36px;text-align:center;margin-bottom:32px}
.hiw-urgency h3{font-size:20px;font-weight:900;color:#1a1a1a;margin-bottom:10px;letter-spacing:-0.3px}
.hiw-urgency p{font-size:13px;color:#767676;line-height:1.7;max-width:480px;margin:0 auto 20px}
.hiw-urgency-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.hiw-btn-primary{background:#006aff;color:#fff;border:none;padding:12px 26px;border-radius:9px;font-size:14px;font-weight:700;transition:background 0.15s;cursor:pointer}
.hiw-btn-primary:hover{background:#0055cc}
.hiw-btn-secondary{background:#fff;color:#006aff;border:1.5px solid #006aff;padding:12px 26px;border-radius:9px;font-size:14px;font-weight:700;transition:all 0.15s;cursor:pointer}
.hiw-btn-secondary:hover{background:#006aff;color:#fff}
/* ===== RESPONSIVE ===== */
@media(max-width:768px){
  .urgency-bar{font-size:11px;padding:8px 14px}
  .nav{top:0}
  .nav-links{display:none}
  .hero h1{font-size:28px}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .fund-grid{grid-template-columns:repeat(2,1fr)}
  .action-grid{grid-template-columns:1fr}
  .market-grid{grid-template-columns:repeat(2,1fr)}
  .market-tile{height:100px}
  .zillow-layout{grid-template-columns:1fr;height:auto}
  .map-panel{height:280px}
  .about-feat-row{grid-template-columns:1fr}
  .about-feat-row.reverse{direction:ltr}
  .ff-grid{grid-template-columns:1fr}
  .ff-item{border-right:none;border-bottom:1px solid #e8e8e8;padding:16px 0}
  .ff-item:last-child{border-bottom:none}
  .abs-grid{grid-template-columns:1fr}
  .abs-item{border-right:none;border-bottom:1px solid #e8e8e8;padding:16px 0}
  .contact-layout{grid-template-columns:1fr}
  .footer-nav{gap:8px}
  .footer-nav-item{padding:0 10px}
}